Check out the 2026 Virtual Conference Agenda

Learn more and Register

Why speak at EBA? Our conference offers a unique opportunity to share your expertise in a friendly and accommodating environment with industry insiders and senior level managers in the environmental risk field. Speaking at our conference may be your first step toward a future in public speaking! We highly encourage first time speakers to submit proposals.

EBA's epic annual three-day Virtual Conference is bursting at the seams with riveting educational sessions and countless chances to network with EBA members. Get ready for a whirlwind of inspiration and connection that will leave you energized and empowered!

Virtual Conference agenda activities over the three days will take place between 11am - 5pm ET/ 8am - 2pm PT, with breaks scheduled between the sessions.

Register Here

Call for EBA Journal Content - deadline June 8, 2026

Exclusive to EBA Members

Showcase your expertise by contributing to our next edition of the EBA Journal (Summer 2026).

We welcome various formats: articles, technical research papers, surveys, interviews, and Q&A. This is an exclusive EBA membership opportunity, and submissions will only be accepted from EBA Members and Affiliates.

Submit Here

After a 42-year career that includes 31 years as an environmental risk manager with JP Morgan Chase and legacy organizations, and BMO Bank N.A., I decided to retire effective January 2, 2025.
 
For those who may not know, I began my career in 1981 in the oil and gas industry in Tulsa, OK and Houston, TX as an exploration geophysicist. I later worked as an environmental consultant for several environmental consulting firms from 1987 to 1992.  I began my environmental risk management (ERM) career in banking in late 1993 at American National Bank (a subsidiary of First Chicago Bank) where I created and managed an ERM and technical review team. In 1999, when First Chicago was acquired by Bank One, I integrated the legacy ERM policies and procedures and managed a 7-person ERM team in Chicago, OH and TX. In 2003, when Bank One was acquired by JPMorgan Chase, I became the National Environmental Risk Manager and again integrated legacy ERM policies and procedures and managed an 11-person ERM team serving all lines of business for Chase's national footprint.
 
In 2012, I joined BMO Bank N.A. to establish an ERM function and become the Environmental Risk Manager. I held that role ever since and had served as the sole BMO-employed environmental risk reviewer, advisor, and consultant until early 2022 when I hired Kip Kerecman as a senior environmental risk reviewer. I continued as the Environmental Risk Manager after the recent BMO acquisition of Bank of the West in 2023.
 
Many thanks to folks that helped me thrive and survive this 42-year journey with a special shoutout to Randy Muller, Mary Clare Maxwell, Bill Budd, Brian Bennett, Sam Bodine, and Peter Partipilo.
 
It’s been quite a ride!
 
Cheers and see you soon.

Jan Sheinson
Environmental Risk Manager
Commercial R/E Appraisal Services Unit (CREASU)
BMO Bank N.A.

Get the latest regulatory insights impacting CRE– subscribe to EBI Consulting’s quarterly bulletin now!

How Property Resilience Assessments Can Protect Your underwritten assets

The increasing frequency and intensity of severe weather events pose a significant threat to the safety and value of buildings. From hurricanes and floods to wildfires and earthquakes, these events can cause extensive damage, leading to financial losses and disruptions.

For Lenders with Environmental Expertise it is essential to consider the resilience of the properties that you are underwriting. Property resilience assessments can help you identify and mitigate risks, protecting your loan portfolio and ensuring the long-term sustainability of your portfolio.

What is a Property Resilience Assessment?

A property resilience assessment is a comprehensive evaluation of a building's exposure and vulnerability to the impacts of severe weather events and climate change. It involves a detailed inspection of the building's structure, systems, and enclosure, as well as an assessment of the surrounding site.

The assessment will identify any weaknesses or vulnerabilities that could make the building susceptible to damage. It will also recommend improvements that can be made to strengthen the building and improve its resilience.

Benefits of Property Resilience Assessments for Environmental Bankers

There are several key benefits to conducting property resilience assessments for properties in your portfolio:

• Reduced Risk: Reduced Loan Risk: By identifying and addressing vulnerabilities to severe weather events, you can significantly reduce the risk of a loan default. This proactive approach helps protect the bank's investment by minimizing the chance that the property value (which serves as collateral) falls below the loan amount.
• Increased Value: Resilient properties are more valuable and marketable. A property resilience assessment can help to demonstrate a property's ability to withstand future weather events, which can make it more attractive to potential buyers or tenants.
• Lower Insurance Costs: While not all companies offer specific discounts, properties with resilience features may see slower premium increases or be eligible for coverage where non-resilient ones might not. A property resilience assessment can help identify areas for improvement and potentially lower your overall insurance costs.
• Improved Sustainability: By making buildings more resilient, you can also help to improve their sustainability. Resilient buildings are more energy-efficient and require less maintenance over time.

Intertek's Property Resilience Services

Intertek offers a variety of property resilience services to help environmental bankers protect their investments. Our team of experienced professionals can conduct comprehensive property resilience assessments, develop resilience plans, and provide ongoing monitoring and maintenance services.

Intertek is also a trusted partner for healthy building solutions, supporting you in achieving your aspirations for high-performing, sustainable buildings. We guide you through Property Resilience Assessments and partner with you to achieve LEED® and WELL certifications for a healthier, more efficient building.

By working with Intertek, you can ensure that your properties are resilient to the impacts of climate change and severe weather events. This will help you to protect your investments, promote sustainability, and contribute to a more resilient future.

Contact us here.

The decision for CERCLA designation was first announced on April 19, 2024, but with this publication, the 60-day implementation clock formally begins. As of Monday, July 8, 2024, all AAI-compliant environmental due diligence reports will be required to address these two PFAS compounds as they would any other CERCLA regulated hazardous substance, rather than as an emerging contaminant. Stay tuned for more opportunities to discuss this issue within our EBA committees.

Earlier today, April 19, 2024, the US Environmental Protection Agency (EPA) finalized a long-anticipated ruling to designate two poly-fluoroalkyl substances (PFAS) – specifically, perfluorooctanoic acid (PFOA) and perfluorooctanesulfonic acid (PFOS) - as hazardous substances under the Comprehensive Environmental Response, Compensation, and Liability Act (CERCLA), also known as Superfund.

As such, moving forward, All Appropriate Inquiries (AAI) dictates that consideration of PFAS will be required in the context of the performance of environmental due diligence. It remains to be seen what the broader implications for commercial real estate transactions will be, or if Phase I Environmental Site Assessments (ESAs) that are currently underway must be adjusted to incorporate PFAS as something other than an emerging contaminant. Regardless, practitioners of ESAs should discuss this news with their clients (and vice-versa) to make sure the expectations are clear.

ASTM E1527-21 states in Appendix 6.10 that “If and when such emerging contaminants are defined to be a hazardous substance under CERCLA, as interpreted by EPA regulations and the courts, such substances shall be evaluated within the scope of this practice.”

Releases and likely releases of PFOA and PFOS may now be considered RECs. The rule will be effective 60 days after the rule is published in the Federal Register. EBA will continue to provide its members with updated information on this topic as it becomes available.

from EPA News. Read full article here.

issued: Apr 19, 2024 (10:00am EDT)

Biden-Harris Administration Finalizes Critical Rule to Clean up PFAS Contamination to Protect Public Health

EPA action designates two widely used PFAS as hazardous substances under the Superfund law, improving transparency and accountability to clean up PFAS contamination in communities

U.S. Environmental Protection Agency, Region 7 - 11201 Renner Blvd., Lenexa, KS 66219

Iowa, Kansas, Missouri, Nebraska, and Nine Tribal Nations

Biden-Harris Administration Finalizes Critical Rule to Clean up PFAS Contamination to Protect Public Health

EPA action designates two widely used PFAS as hazardous substances under the Superfund law, improving transparency and accountability to clean up PFAS contamination in communities
 

Contact Information: EPA Press Office (press@epa.gov)

LENEXA, KAN. (APRIL 19, 2024) – Today, April 19, 2024, the U.S. Environmental Protection Agency (EPA) is taking another step in its efforts to protect people from the health risks posed by exposure to “forever chemicals” in communities across the country. Exposure to per-and polyfluoroalkyl substances (PFAS) has been linked to cancers, impacts to the liver and heart, and immune and developmental damage to infants and children. This final rule will designate two widely used PFAS chemicals, perfluorooctanoic acid (PFOA) and perfluorooctanesulfonic acid (PFOS), as hazardous substances under the Comprehensive Environmental Response, Compensation, and Liability Act (CERCLA), also known as Superfund, and will help ensure that polluters pay to clean up their contamination.

This final action will address PFOA and PFOS contamination by enabling investigation and cleanup of these harmful chemicals and ensuring that leaks, spills, and other releases are reported. This action builds on the recently finalized standards to protect people and communities from PFAS contamination in drinking water and represents the latest step the Biden-Harris Administration is taking to protect public health and welfare and the environment under EPA’s PFAS Strategic Roadmap and to prevent cancer before it starts through the Biden Cancer Moonshot.

In addition to the final rule, EPA is issuing a separate CERCLA enforcement discretion policy that makes clear that EPA will focus enforcement on parties who significantly contributed to the release of PFAS chemicals into the environment, including parties that have manufactured PFAS or used PFAS in the manufacturing process, federal facilities, and other industrial parties.

“President Biden understands the threat that “forever chemicals” pose to the health of families across the country. That’s why EPA launched its PFAS Strategic Roadmap, a whole-of-agency approach to protecting public health and addressing the harm to communities overburdened by PFAS pollution,” said EPA Administrator Michael S. Regan. “Designating these chemicals under our Superfund authority will allow EPA to address more contaminated sites, take earlier action, and expedite cleanups, all while ensuring polluters pay for the costs to clean up pollution threatening the health of communities.”

EPA is taking this step to designate PFOA and PFOS under CERCLA because both chemicals meet the statutory criteria for designation as hazardous substances. Under the rule, entities are required to immediately report releases of PFOA and PFOS that meet or exceed the reportable quantity of one pound within a 24-hour period to the National Response Center, State, Tribal, and local emergency responders. The designation of PFOA and PFOS as hazardous substances under CERCLA enables the agency to use one of its strongest enforcement tools to compel polluters to pay for or conduct investigations and cleanup, rather than taxpayers. Designation is especially important as delay in addressing contamination allows PFOA and PFOS more time to migrate in water and soil, worsening existing contamination.

The final rule also means that federal entities that transfer or sell their property must provide notice about the storage, release, or disposal of PFOA or PFOS on the property and guarantee that contamination has been cleaned up or, if needed, that additional cleanup will occur in the future. It will also lead the Department of Transportation to list and regulate these substances as hazardous materials under the Hazardous Materials Transportation Act.

“It’s long past time for the polluters who poisoned all of us to be held responsible. This comes too late for all the people who were poisoned without their knowledge or consent and have paid the price for one of the greatest environmental crimes in history,” said Ken Cook, President and co-founder of Environmental Working Group. “But today’s designation of PFOA and PFOS as hazardous substances is the first step to bring justice to those who have been harmed. By putting the needs of the people ahead of the profits of the polluters, the Biden EPA is once again delivering for the American people.”

This final action is based on significant scientific evidence that these substances, when released into the environment, may present a substantial danger to public health or welfare or the environment. PFOA and PFOS can accumulate and persist in the human body for long periods of time, and evidence from scientific studies demonstrate that exposure to PFOA and PFOS is linked to adverse health effects.

“This is another important step by EPA to protect people and communities from harmful PFAS chemicals, including legacy PFAS contamination across the U.S. The science is clear that PFAS chemicals are linked to a wide range of health harms including cancer, damage to cardiovascular and immune systems, poor pregnancy outcomes, and effects on the developing child,” said Dr. Tracey Woodruff, Professor & Director, Program on Reproductive Health & the Environment (PRHE)/Environmental Research and Translation for Health at the University of California, San Francisco. “By listing PFOA and PFOS as hazardous substances under the Superfund Law, it means that these chemicals will have to be cleaned up from hazardous waste sites and polluters must pay the bill. This is great news for the many communities grappling with PFAS contamination – many of which are also low income and communities of color. This is another step toward protecting people from the health harms of this well-known toxic chemical.”

EPA’s Superfund program has worked effectively for more than 40 years to target and prioritize cleanups of the nation’s most contaminated sites that present unacceptable risks to human health and the environment. The Superfund program addresses more than 800 hazardous substances, including widespread, highly mobile, and persistent chemicals, like PFOA and PFOS. The program also promotes safer industrial practices that enhance community protections by reducing the likelihood of future releases. Additionally, cleanups allow communities to put land back into productive use, providing opportunities for jobs and economic growth.

In addition, EPA’s enforcement policy, consistent with EPA’s past practice over decades of implementing the law, will provide additional clarity on the agency’s intent not to pursue certain parties such as farmers, municipal landfills, water utilities, municipal airports, and local fire departments, where equitable factors do not support seeking CERCLA cleanup or costs. EPA has a proven track record of developing and applying enforcement discretion policies that are effective and well-received by stakeholders, ensuring entities that have contributed significant contamination are held accountable.

Biden-⁠Harris Administration Takes Critical Action to Protect Communities from PFAS

In addition to efforts across the government, EPA has taken action under the agency’s PFAS Strategic Roadmap to control PFAS at its sources, hold polluters accountable, ensure science-based decision making, advance environmental justice, and address the impacts on disadvantaged communities. Since launching the Roadmap in 2021, EPA has taken a suite of actions to protect communities from exposure to “forever chemicals” including:

• Established first-ever national legally enforceable drinking water standard for PFAS: In April 2024, EPA finalized National Primary Drinking Water Regulation (NPDWR) for six PFAS which will protect 100 million people from PFAS exposure, prevent tens of thousands of serious illnesses, and save lives. This action complements the Biden-Harris Administration’s commitment to combatting PFAS pollution and delivering clean water.
• Dedicated $9 billion in funding to address PFAS and other emerging contaminants in drinking water: President Biden’s Bipartisan Infrastructure Law secured the largest-ever investment in tackling PFAS pollution in drinking water. An additional $12 billion in funding from the Bipartisan Infrastructure Law supports general drinking water investments, including PFAS treatment. The investments are part of the Justice40 Initiative, which aims to ensure that 40 percent of the overall benefits of certain federal investments flow to disadvantaged communities.
• Guidance on Destroying and Disposing of PFAS: EPA released updated Interim Guidance which outlines the best-available science on techniques and treatments that may be used to destroy or dispose of PFAS and PFAS-containing materials from non-consumer products, including aqueous film-forming foam for firefighting, and highlights innovation and emerging technologies that warrant further evaluation.
• Addressing on-going uses of PFAS: In January 2024 EPA finalized a rule that prevents companies from starting or resuming the manufacture or processing of 329 PFAS; released three methods to better measure PFAS in the environment; and announced the addition of seven PFAS to the list of chemicals covered by the Toxics Release Inventory (TRI), consistent with the Fiscal Year 2020 National Defense Authorization Act.
  

EPA will publish the Final Rule in the Federal Register shortly. The rule will be effective 60 days after the rule is published in the Federal Register.

# # #

This article is from EPA News. Read full article here.

Welcome to the first edition of the PFAS Primer Quarterly Update, our roundup of regulatory, litigation, and scientific actions involving PFAS. This quarter, the EPA proposes national primary drinking water regulations, states introduce landmark legislation, and the military faces challenges phasing out PFAS.

Click here or on image below to read the update.

City Directory Research – A White Paper:

READ THE WHITE PAPER >>

Check out the 2023 Annual Virtual Conference Agenda Here

Climate Risk Data & SEC ESG Update

PART 1: Futureproofing Against Foreseeable Hazards: The Role of Climate Risk Data in Environmental Due Diligence (ERIS/ ClimateCheck)
PART 2: SEC ESG Update (Jerry Worsham of Clark-Hill)

Register Here

Click here for more details and registration. 

  
In 2016 the EBA BOG elected to move from a bi-annual to a yearly, staggered BOG election schedule to maintain consistency and continuity on the Board.  Thereby, approximately half of the BOG positions are up for election every year.  

In this regard, it is time to kick-off the 2023 BOG elections, and as such, the Nomination period for candidates opens today, September 14, 2022.  You may self-nominate for one of the open positions or submit the name(s) of others who are interested in the position and for which you believe are qualified to serve the EBA BOG.  The positions referenced below are those up for election in 2022 for the 2023 - 2024 term.  

FINANCIAL INSTITUTION MEMBER POSITIONS:

• Secretary
• Treasurer
• Governor 
  
• Governor 
  

AFFILIATE MEMBER POSITION:

• Affiliate Governor (only 1 of 2) 

Nominations for the afore-referenced Board positions are being accepted from September 14 – October 14, 2022 @ 8pm Eastern Time .  If you or someone you know may be interested in volunteering for one of the open positions, please see the Election Guidelines and Nominations Forms posted at the bottom of this page (login required).

ONLINE NOMINATIONS FORM FOR BANK POSITIONS

ONLINE NOMINATIONS FORM FOR AFFILIATE POSITIONS

Showcase your expertise, case studies, and support for our industry by contributing to our next edition of the EBA Journal! We are seeking content for the Winter 2023 edition of EBA Journal. We welcome various formats: articles, technical research papers, surveys, interviews and Q&A. This is an exclusive EBA membership opportunity, and submissions will only be accepted from EBA Members and Affiliates.

Click Here to Learn More & Submit a Journal Article
Click Here to Read the Archived EBA Journals

Read more and submit a proposal

by Tammy Ribaudo, with introduction by Lizz Barringer Lagomarsino and Elizabeth Krol

Introduction

The Environmental Bankers Association (EBA) has been a leader in providing industry news, information and technical updates critical to the environmental risk management community since its formation more than 25 years ago. The original Bank Notes periodic newsletter was enhanced in 2015 when the EBA News Committee was formed and began the formal publication of the EBA Journal.

The EBA Journal spotlights and reflects the expertise of our members, while also serving as an important platform to help our members improve their effectiveness in their respective roles. In addition, the EBA Journal is both a valued member benefit and a recruitment tool to invite new lenders and affiliates to join our esteemed organization.

EBA members have been contributing content throughout the EBA Journal’s history, yet we know that there are members who may be reticent to participate. So, for those of you who have ever wanted to contribute to the EBA Journal but just don’t know where to start, or perhaps you are a technical person looking to utilize your creative writing skills, we can help! As the EBA Journal continues to evolve in 2021, we intend to continue to create a document with more and intriguing content for our members.

How can you get started writing an article for the EBA Journal?

I recently shared with EBA members how to bring an idea to fruition so that more members can contribute and become published authors. Here we provide an overview of my recommendations for writing topical and technical content for the EBA Journal, including insights on how to turn your idea into an article.

One place to begin might be to focus on the goals of your personal thought leadership. All true thought leadership should address the following:

• Fill a void important to your industry that impacts your target audience
• Address a key business or customer issue
• Help your target audience navigate new rules or regulations
• Share a best practice or lessons learned
• Share a perspective on a trend impacting your industry
• Describe an approach

Where do you start? The most readily accessible source is you! Think about the types of articles you most relate to and determine what is it you like about them. It’s also vital to know your strengths and audience. Where are you viewed as the expert? How can you help your audience gain value from your expertise? One of EBA’s most valued attributes is the contributions of the community to support the property due diligence industry. Our members are widely regarded as thoughtful, generous thought leaders and practitioners in our field, and our collaborative spirit is what sets us apart from other risk management organizations.

Next, do some thinking and scanning. Define your target audience. Are you speaking directly to lenders, to consultants or affiliates, or both? Determine your topic and think through what’s needed to create value for your target audience. Identify the objective and key contents for your piece and gain buy-in from respected colleagues and/or your company’s marketing team. Scan the market to make sure your perspective is relevant, new, different, and/or more targeted.

Key Steps to Hone Your Message

Another important step is to add research for added credibility. Examples of primary and secondary sources may include:

Illustrate Your Point

Now, add some sizzle! What is going to attract the audience to your article?

• Highlight your personal experiences
• Use numbers, graphs, charts
• Create intrigue or surprise
• Create a curiosity gap
• Think about a different angle on something well known
• Watch your language
  • Trim excess adverbs like very, really
  • Be bold, confident
  • Use verbs and an active voice

Bring it all together

Tips and Tricks

Insert quotes from an EBA member that you interviewed for your article, emulate the style of an article you enjoyed, share your own story, and speak in the first person. Speaking in the first person can be most effective for non-technical and regulatory topics. Effective visual references might include maps, graphs, and photos.

When you write and re-write to get your article just right, it is important to consider the elements of a story that will keep your reader engaged.

Your story should have some tension or catch to keep the reader paying attention. Create an emotional connection and establish yourself as the authority. Be relatable, surprising, funny, intriguing, inspirational, timely, trendy, and helpful. Differentiate yourself to stand out and create a takeaway point and repeat that message to make your point.

Also, keep the following tools and techniques handy.

• Use active voice as passive voice downplays your message.
  • Active: ABC Industries contaminated the drinking water with blinker fluid.
  • Passive: Blinker fluid contamination is present in the drinking water, which is attributable to ABC Industries.
    

Writers can, however, use to passive voice to intentionally communicate their purpose.

• Try interesting verbs and don’t lean on adverbs.
  • “The EBA Journal is innovative and contains very synergistic articles.” While correct in what it is saying, innovative and synergistic are overused and very synergistic is the same as synergistic.
• Long sentences can bury the point and lose the reader. Get right to the point and back up points with facts. Describe what is “innovative” about the solution and what it will do for the reader.
• In the end, read your writing out loud to confirm it would flow to the listener. And, use a style guide or the internet to help you confirm word use, sentence structure, and punctuation.
  

It’s important to note that various content types are welcome in the EBA Journal. Examples include case studies for the Case Corner; Lender Insights shared in the Ask a Banker feature; updates pertaining to regulatory changes and/or industry hurdles, technical and regulatory content; and best practices, job aides and lessons learned. Content type and length may vary based upon the subject matter, layout, and author’s preference. General EBA Journal guidelines recommend a target word count for article contributions of between 800 and 2,500. To put that in context, one full page of EBA Journal text is approximately 500 words. Short format content, such as a Top 5 list, which may be only ½ page in length is also welcome. For recent examples, and to generate some ideas, visit the EBA Journal page on the EBA website to peruse prior editions to get ideas about content, format, and style.

https://www.envirobank.org/page/EBAJournals

In our current digital age, emphasis is placed on both incorporating a catchy title to grab the reader’s attention, as well as driving traffic from LinkedIn posts to the EBA website to draw in prospective members. For future editions, EBA may select a few articles to post on social media with proper citations for the authors, as well as encourage presenters at our conferences to repurpose their content into an EBA Journal article. This dual purpose will provide great visibility to the authors as well as EBA.

The EBA Journal Committee is here to support you on your journey to become a published author. Rely on these expert colleagues for guidance:

Elizabeth Krol, ekrol@ebiconsulting.com
Lizz Barringer Lagomarsino, lizz@lagoPM.com
Ruxandra Niculescu, ruxandran@gsienvironmental.com
Lisa Kraus-Gardner, lisa@envirobank.org

Articles, drafts, and/or content ideas are always welcome. Submit to EBA Journal here: https://www.envirobank.org/general/custom.asp?page=EBAJournals

With a little bit of planning and a willingness to share your expertise, you can become a published author in the EBA Journal. Good luck and go write something!

ASK A BANKER

Question #1: The ASTM Phase I ESA Task Group is revising the E 1527-13 standard. Based on the proposed revisions, what is your institution doing to prepare, if anything? Do you anticipate any changes to your institution’s environmental risk management processes as a result? (OR….What stands out as the changes that could impact your practices the most?)

COVID Impacts:

Question #2: We just passed the one-year anniversary of the pandemic-led shutdown.  What have you found to be the most challenging aspect of working remotely? The most positive? 

COVID Impacts:

Question #3: How will your day-to-day operations change this year as COVID-related restrictions are gradually lifted? 

COVID Impacts:

Question #4: What types of permanent changes to your program do you expect as a result of COVID?

COVID Impacts:

Question #5: What concerns you the most about the market or your institution’s environmental due diligence program over the next year?

ASK A CONSULTANT

Question #1: The ASTM Phase I ESA Task Group is revising the E 1527-13 standard. Based on the proposed revisions, what is your institution doing to prepare, if anything? Do you anticipate any changes to your institution’s environmental risk management processes as a result? (OR….What stands out as the changes that could impact your practices the most?)

COVID Impacts:

Question #2: We just passed the one-year anniversary of the pandemic-led shutdown.  What have you found to be the most challenging aspect of working remotely? The most positive? 

COVID Impacts:

Question #3: How will your day-to-day operations change this year as COVID-related restrictions are gradually lifted? 

COVID Impacts:

Question #4: What types of permanent changes to your program do you expect as a result of COVID?

COVID Impacts:

Question #5: What concerns you the most about the market or your institution’s environmental due diligence program over the next year?

All EBA members are invited to join these open committees and get involved! Contact eba@envirobank.org to learn more.

Conference Committee

Plans the EBA conference agenda and conference experience.
2021 Chair: Bill Sloan, Regions Bank

Content Committee

Plans and organizes EBA educational content, including webinar planning and execution, and recommended topics for conference sessions.
2021 Chair: Georgina Dannatt, Bank of the West

DEI Committee

Identifies and organizes opportunities we can make EBA and our industry more diverse, equitable, and inclusive.
2021 Chair: Lori McKinnon, Zions First National Bank

Gives Back Committee

Identifies and organizes opportunities where our members can make an impact through contributions to charitable organizations.
2021 Chair: Mike McGeehan, EBI Consulting

Membership Committee

Builds connections with members to ensure they’re making the most of their EBA membership, as well as identifies and makes initial outreach to future members.
2021 Chair: John Rybak, Truist Bank

Journal Committee

Collects, writes, edits, and assembles articles our members contribute to our 2x annual publication.  
2021 Chair: Ruxandra Niculescu, GSI