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Welcome to the
Environmental Bankers Association
A connected network within the environmental banking industry
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Members read the
EBA Journal
The premier environmental risk management publication for lenders and professionals
Learn MoreResource Library
Locate documents, presentations, and recordings in the EBA Resource Library with our search tool.
Networking
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Career Center
Employers, find your next superstar; or employees, find your next dream job.
Environmental Bankers Association (EBA)
is a non-profit trade association that represents the financial services industry, including bank and non-bank financial institutions, insurers, and those who provide services to them.
Mission & Purpose 
We promote best practices that protect and preserve net income and assets of banks, other financial institutions, and allied industries from environmental risk and liability resulting from lending and asset management activities. Our business focuses on three Environmental banking areas:
Environmental Policy Development; Environmental Risk Evaluation; and Environmental Risk Mitigation.
With the heightened scrutiny from regulatory agencies, which include the SEC, FDIC, OCC, and SBA, along with competitive pressure to approve deals, environmental risk is still the last issue to evaluate when approving commercial real estate transactions.
MorePotential environmental concerns associated with real property collateral represent a significant risk exposure. Although lenders may have secured creditor liability exemptions, in order to qualify for the exemption, lenders must demonstrate proper due diligence prior to lending and foreclosing.
MoreUpon completing environmental risk evaluation (due diligence) including cost-to-cure and the time-to-cure, bankers generally have a better understanding of the environmental conditions associated with their collateral. Depending on the issue, there are a host of environmental risk mitigates that can help to get the deal done.
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What Our Members Are Saying
“I credit the EBA, and it’s members, with teaching me how to do my job.”
-William Sloan, Regions Bank, EBA President
"The EBA is a terrific educational resource for my profession. The monthly webinars are topical and informative, and the biannual conferences are exceptional."
-Jerry Bowden, U.S. Bank, Vice President | Environmental Compliance Officer
“The EBA has become my primary resource for developing my Bank’s Environmental Due Diligence (EDD) policy and procedure, vendor referrals, and for sharing experiences and lessons learned with peer banks.”
-Elizabeth M. Henthorne, The Washington Trust Company, Assistant Vice President, Risk Management
“The EBA meetings are by far the best forum for discussing the state-of-the-art practice of Environmental Site Assessments.”
-Joseph P. Derhake, PE, Partner Engineering and Science, Inc., Chief Executive Officer
Who are EBA Members?
EBA members consist of Consulting Firms,Lending Institutions, and Banks. Learn about why you should consider joining EBA, and download our Member Approval Kit which contains compelling information you can present to your Board or Executive Directors.
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